Financial Planning & Analysis for Growing Service Businesses
Know where your business stands.
Know what to do next.
Arbor Finance helps growing service businesses understand profitability, anticipate cash needs, and plan ahead with management reporting, financial forecasts, and analysis built around how the business actually operates.
Monthly snapshot
IllustrativeRevenue
$682K
+8.4%
Gross margin
34.2%
+1.1 pts
Operating profit
$71K
+6.2%
Cash balance
$412K
13-wk outlook
Forecast
Cash flow
- Works With Your Existing Accountant
- Project or Monthly Support
- Remote Financial Support
When financial clarity starts to matter
Your books can be accurate and your decisions can still feel uncertain.
- Revenue is growing, but you're not always sure which customers, services, projects, or locations are driving the profit.
- Labor and payroll are major costs, but it can be difficult to see where margins are improving or slipping.
- Cash needs can appear unexpectedly even during profitable months.
- Your financial statements explain the past, but give you limited visibility into the next three, six, or twelve months.
Arbor turns accounting data into the reporting, forecasts, and financial insight needed to run a growing service business.
Services
Financial insight built around how service businesses operate.
Client & service profitability
Know where your profit is coming from.
Understand margin by customer, service, project, crew, or location.
Learn moreCash-flow forecasting
See cash needs before they become urgent.
Look ahead at collections, payroll, operating costs, and upcoming cash requirements.
Learn moreManagement reporting
Understand what changed and why.
Turn monthly financial results into information management can actually use.
Learn moreBudgeting & forecasting
Plan growth before committing to it.
Model hiring, expansion, pricing, contracts, and other business decisions before they happen.
Learn more
Credibility
Experienced financial planning without a full internal finance team.
Arbor Finance was founded by Erik Garcia, a corporate finance professional with experience leading budgeting, forecasting, reporting, and financial analysis across complex multi-country service operations.
Get a clearer view of your business.
Start with a short conversation about where your business stands and what you are trying to improve.